Dexia's Products and Services:

Direct loans

• Line of credit and interim financing
• Traditional long-term maturities (over 30 years)
• Flexible structures (amortization, accelerated pay downs, etc)
• Structured debt, tailored to counterparty's needs

Bond purchases, private or public placement, rated or not Debt management (swaps and other derivatives products)

Dexia's competitive advantages are the synergies between the teams active on the financial markets, which translates into an integrated global offer. In addition, we provide terms customized to meet the borrower's needs rather than the investor's own requirements.

Dexia also offers the ability to commit to:

• Big tickets
• Forward commitments on spread
• Over long term (+ 35 years)

Lastly, a senior person will manage the relationship locally.